Listed in Finance & Banking in Dubai
- Orjowan Tower Building Zayed 1st Street, Khalidiya Area, Abu Dhabi, UAE
- 80034, +9712619400
Finance House was established as one of UAE’s first “independent” finance companies. We commenced operations in July 2004, and our principal activities consist of investments, consumer and commercial financing. These business lines constitute the engines for the company’s continued growth.
Finance House P.J.S.C is a Public Joint Stock Company incorporated in the Emirate of Abu Dhabi, United Arab Emirates. The Company was established on 13 March 2004 and commenced its operations on 18 July 2004. The Company performs its activities through its head office in Abu Dhabi and its Abu Dhabi, Dubai, and Sharjah branches.
The principal activities of the Company consist of consumer and commercial finance, and proprietary investing, all of which constitute the engines for the Company’s continued growth and profitability.
Since inception, Finance House has made significant advancements to become a credible player in the marketplace. It has built a strong awareness for its brand over the years and is well recognized as a niche player that provides innovative and value-adding solutions to its customers.
Finance House is listed on the Abu Dhabi Securities Exchange under the ticker symbol FH.
Finance House ownership by blue-chip shareholders is a major source of its strength. Furthermore, Board representation by such shareholders enhances the strategic and tactical decision-making process of the Company as a growing financial institution.
Finance House is governed by an influential Board that comprises prominent UAE nationals from Abu Dhabi. The Board has been instrumental in establishing a strong Corporate Governance culture in the Company.
The Executive Management team is made up of long-serving, seasoned professionals whose high standards of proficiency are matched by the Strength of their character.
At Finance House, performance is measured as much by the efficiency of our people as the effectiveness of our products. Whatever the economic situation, we remain committed to performing up to the expectations of our clients and shareholders.
Our business force and strength relies heavily on the individual talents and the diversity available within our workforce. We adopt a collaborative approach to delivering optimum financial solutions to our valued customers. Our agility in responding to customer needs and in responding to market changes sets us apart in a rather competitive marketplace.
We are licensed and regulated by the Central Bank of the UAE. We have consistently complied with all regulatory requirements, including but not limited to, ceilings on various types of advances, capital adequacy ratios, and submission of mandatory returns. The Central Bank also monitors senior management positions and even assesses the functional practicality of the premises.
The overall monitoring is conducted by the Central Bank through review of returns and periodic audits of accounting information and operational activities. Finance House is also regulated by the Emirates Securities and Commodities Authority, and is in compliance with its requirements.
We provide state of the art financing solutions to SME segment of the market to cater their business requirements through a team of specialized SME Relationship Managers. The significant features of our offerings are:
– Collateral free financing
– Flexible repayment period of up to 60 months
– Loan amount up to AED 1.5 million
– Competitive interest rate as low as 15%
– 7% reduction in interest rate when shifting SME business loan from other bank/financial institution to Finance House
– Simple documentation and hassle-free service
– No fixed deposit or cash margin requirement
– A dedicated Relationship Manager to service all your business needs
– Choice of Islamic Business Facility